Professional services insurance for the work you do.
Your clients rely on your expertise. We help professional firms across North Carolina understand insurance for their client work, people, property, and operations. We explain how available policies differ, including professional liability and cyber coverage, so you can weigh the options for your firm.
Coverage for your practice.
We can talk through options that may fit your firm. What’s available depends on your needs and each policy’s terms.
General Liability
May help address certain claims involving client or visitor injuries and property damage.
Commercial Property
May cover office space, furnishings, equipment, and other business property when a loss is covered by the policy.
Professional Liability
May address claims alleging errors or omissions in your professional services. Terms and availability vary.
Cyber Liability
May help address certain costs and claims related to cyber incidents or data breaches, subject to policy terms.
Workers’ Compensation
May provide benefits for covered employee injuries or illnesses related to work.
Business Interruption
May help with lost income or ongoing expenses after a covered loss, subject to policy terms.
Coverage, limits, deductibles, exclusions, and availability vary by insurer and policy. We can help you understand what may fit your firm.
Coverage that keeps pace with your firm.
As your firm grows and evolves, your insurance needs may change. We can help you review your coverage when you hire, move offices, expand your services, or introduce new technology.
When to check in
- Your team is growing
- You’re moving or expanding your office
- You’re offering new services
- You’re changing technology or how you work
Let’s talk business insurance.
Tell us what you’re looking for. Your inquiry will be sent to the right person at Chadwick Insurance. Any coverage offered is subject to insurer availability and policy terms.
What should I bring to a professional-services coverage review?
If available, bring your current policies and a brief overview of your services, team, locations, and how you handle client information. It helps us focus the conversation on your firm.
How do general liability and professional liability differ?
General liability may apply to certain third-party injury or property damage claims, such as a visitor injured at your office. Professional liability may apply to claims alleging errors or omissions in your services. Coverage depends on the policy and insurer.
Should my firm consider cyber coverage?
If your firm stores client information or relies on email and cloud systems, cyber coverage may be worth discussing. The right questions depend on how you handle data and the terms available.
Can Chadwick review my firm’s current policies?
Yes. We can walk through your current policies, explain what each is intended to cover, and answer your questions. Sending an inquiry does not change, cancel, or bind coverage.
Tell us a little about your business.
Website inquiry formWhether you’re opening a business or reviewing existing coverage, we’ll start with what you do and what matters to you.
Your inquiry is sent to the right person at Chadwick Insurance.