How your policies work together
We look at how your policies work together and help identify potential gaps or overlaps, so you have a clearer picture of your protection.
Personal Insurance
Personal insurance with personal attention.
Your home, vehicles, and personal liability are connected, but the policies that cover them may work differently. We help individuals and families across North Carolina understand their options, compare available coverage, and make informed choices as life changes.
Your home, vehicles, and personal liability are connected, but the policies that cover them may work differently. We help individuals and families across North Carolina understand their options, compare available coverage, and make informed choices as life changes.
For North Carolina households
Guidance for every stage
Personal insurance that keeps pace with life.
Buying a home, adding a teen driver, or purchasing a boat can change what you need from your insurance. We explain what to review and how the available options may fit your household.
As an independent insurance agency, we compare options from multiple insurance companies and explain limits, deductibles, exclusions, and cost.
When life changes
You don’t have to wait until renewal to ask questions. Reach out when something changes, and we’ll help you understand what it could mean for your coverage.
Coverage to discuss
Coverage for your household.
Explore common coverage options and how separate personal insurance policies may work together.
Home and Coastal Property Insurance
Discuss options for a primary residence, second home, condo, or rental property, including coastal considerations.
Explore Home InsurancePersonal Auto
Discuss coverage options for your vehicles and drivers, including liability limits, collision, comprehensive, and uninsured motorist protection.
Flood Insurance
Most standard home policies do not cover flood damage. We help you explore options for a separate flood insurance policy.
Explore Flood InsuranceBoat & Umbrella
Explore options for your time on the water, plus personal umbrella policies to provide additional liability limits.
What happens next
We review, you decide.
Your inquiry will be sent to the right person at Chadwick Insurance. For time-sensitive requests, please call our office.
Frequently asked questions
Do you bundle home and auto policies?
We often look for opportunities to place your coverages with the same carrier if it offers good value, but we will recommend options that make sense for your situation.
When should I revisit my coverage?
It is a good idea to talk with us before you make a major purchase (like a home or boat), remodel your house, or experience a life change like marriage or a new teen driver.
Can you review my current policies?
Yes, we review existing policies to help individuals understand their current limits, exclusions, and coverage options.
What happens after I submit an inquiry?
After a successful submission, this page will confirm your inquiry was received and sent to the right person at Chadwick Insurance. For time-sensitive requests, call our office.
Let’s talk about what you need to protect.
Website inquiry formShare a few details; your inquiry will be sent to the right person at Chadwick Insurance.
Your inquiry is sent to the right person at Chadwick Insurance.